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Cresleigh Announces Construction of Luxury Living in Roseville

Cresleigh Announces Construction of Luxury Living in Roseville

Cresleigh, an award-winning local builder known for impressive designs and quality craftsmanship, announces the construction of Pearl Creek Apartments, slated to open in June 2014.

Conveniently located in the heart of Roseville’s entertainment and shopping district and directly next to various bike trails, Pearl Creek, the newest upscale community of 224 new class A apartments, offers residents a luxurious lifestyle boasting modern elegance close to some of the region’s best shopping and dining.  

Taylor Morrison Now Offering Communities in Elk Grove and Newcastle

Taylor Morrison Now Offering Communities in Elk Grove and Newcastle

The greater Sacramento area’s real estate market continues to improve in 2013, according to a recent survey by DataQuick, home prices are up and inventory is near its lowest point in more than five years. Taylor Morrison plans to help provide home shoppers more choices by launching two new communities in Elk Grove and Newcastle.

Barcelos at Madeira is Taylor Morrison’s newest Elk Grove community. Barcelos offers an all-new collection of single and two-story home designs ranging in size from 2,426 to 3,600 square feet with three to five bedrooms and up to 3.5 baths. Each Barcelos home boasts a gourmet kitchen with center island overlooking the adjoining family room and may include a bonus room or loft. The homes also offer three-car garages, optional guest suites and even Casitas. Barcelos is expected to Grand Open in early June, but is currently selling from Taylor Morrison’s Mirabela sales office and currently offering special pre-model pricing from the high $300,000s.

Life Under Water is a Booming Metropolis!

Life Under Water is a Booming Metropolis!

Things have settled down it seems with regard to struggling homeowners, loan modifications that never seem to come, short sales and foreclosures. Rest assured the struggles are not over. Just because the news is not reporting to the degree they have in years past does not mean homeowners are not grappling with what to do about the plummeting values of their homes versus the higher dollar values they still owe – life underwater is a booming metropolis!

Most of the people I speak with are angry and simply tired of struggling. They are angry that not a single banking executive has been held accountable for the corruption and deceit in the collapse of the mortgage industry and they are out of options to keep the house they love.

Where's the Relief?

Where's the Relief?

By now, we’ve all heard the news, “CA and NY have joined the multi-state mortgage settlement.” As a real estate and mortgage professional, I did (legal) loan modifications for nearly four years and I can assure you, California joining this lawsuit will do little to help California home owners struggling to keep their homes.  

Let’s look at the facts, the most important one being that CA has six out of the top ten cities in the nation hardest hit by declining home values (Modesto (4), Merced (5), Stockton (7), Riverside (8), Bakersfield (9), and Vallejo/Fairfield (10), with many of them 30-50% underwater.

The bottom line is this, a $20,000 principal forgiveness is not nearly enough to help balance out the numbers from underwater to break-even.

The Truth About Loan Modification

The Truth About Loan Modification

Have you reached out to your lender looking for a loan modification? If so, do you know what you are looking for and what you may be offered if approved? I do.

My name is Kathy Partak and I am a Loan Modification Expert having negotiated hundreds of loan mods since 2007. Though I am not currently working in the field of loan mods, I can answer your questions, help you assess if a loan mod is right for you, and guide you through asking the right questions to make a educated decision for you and your family. My goal is to reach out to my community with the 10 Questions Every Homeowner Should Ask Before Seeking a Loan Modification and be able to educate distressed homeowners on how many choices they have when behind on their payments, underwater, or both.

If you have questions, you can find me Tuesday evenings May 3rd through July 26 at Starbucks at 13345 Lincoln Way in Auburn from 6:00 - 7:30 PM. Meeting with me is completely free.

Free real estate mobile app launched

Cheri Elliott, one of America’s most legendary cyclist and locally well known as “The Broker on a Bike,” announced the launch of her free real estate mobile app.

The app uses GPS, when available, to locate the user and instantly display real estate listings in the immediate area. No more having to pull flyers.  You can see and save all the listings details and photos on the spot. Users can also search by address, city or zip code to see property details for all homes for sale in a specified area, including price, square footage, estimated mortgage, taxes, features, maps, pictures and more. The “Refine Search” feature lets users select a price range, property type and the number of beds and baths to help them find just what they’re looking for. 

It works on standard cell phones, smartphones, and iPhones/iPads across all mobile carriers.   Cheri explains, “This tool is extremely powerful.